Bro, I've made nearly a quarter of a million quid on my house in a decade just for owning it. I did nothing to earn that, nor did I pay for it. Purely unearned.I would imagine most people have bought their own home.
Those that made a good deal was under Thatchers right to buy. When people were buying their council houses at a reduced rate and then went on to sell them for a higher premium. A lot of that went on in my town. Most people did it. I think all of the semi-detached houses on my road used to be owned by the council. But today only one is owned by the council.