BMW and M Power Owners

Caporegime
Joined
20 Sep 2006
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28,787
Would my M Performance exhaust and the M Performance steering wheel be classed as modifications for insurance purposes? They were on the car when I bought it from BMW and I think it was spec'd like that when built, or they were added shortly after it was delivered to the dealership.
 
Soldato
Joined
21 Jan 2010
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I wouldn't worry but a lot of folk on here are apparently heirs to insurance firm barons and will declare air fresheners.
 
Caporegime
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I'm just thinking if someone rear ends me and the exhaust is damaged, they'd might put on a regular exhaust and the MPE is nearly £4k with the carbon tips which mine has.
 
Soldato
Joined
24 Oct 2002
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Bucks and Edinburgh
Would my M Performance exhaust and the M Performance steering wheel be classed as modifications for insurance purposes? They were on the car when I bought it from BMW and I think it was spec'd like that when built, or they were added shortly after it was delivered to the dealership.

If its original equipment then no, I would only declare after market mods
 
Soldato
Joined
5 Apr 2009
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22,861
I'm just thinking if someone rear ends me and the exhaust is damaged, they'd might put on a regular exhaust and the MPE is nearly £4k with the carbon tips which mine has.

You'd probably want to look at specialist insurance for that sort of replacement - your average comparison site insurer is unlikely to offer 'like for like' for replacement for things like that (and once you're with specialist insurance, it's less likely declaring such things will make much cost difference anyway).

Factory fit options is one thing (that some cheapskate insurers won't even cover if not declared) but an MPE were dealer fit weren't they?
 
Associate
Joined
5 Oct 2004
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441
Seems BMW do like their variations of Blue, which isn't a bad thing since it's one of my favourite colours :)

Not that I am in the market for ordering a car I already have, but it seems that it's not possible to order the M340 in any form (petrol, diesel, saloon or touring) and hasn't been for a while, only search for new/used already built cars?
 
Soldato
Joined
21 Jan 2010
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I'm just thinking if someone rear ends me and the exhaust is damaged, they'd might put on a regular exhaust and the MPE is nearly £4k with the carbon tips which mine has.
Phone BMW and see if the parts department recognises you have the M Performance exhaust fitted or the generic. If they say generic then you may want to declare.
 
Man of Honour
Joined
2 Jan 2009
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57,565
Would my M Performance exhaust and the M Performance steering wheel be classed as modifications for insurance purposes? They were on the car when I bought it from BMW and I think it was spec'd like that when built, or they were added shortly after it was delivered to the dealership.

It would have almost certainly been fitted by the dealer, so while it’s a proper BMW modification, it deviates from the original spec.

In the event of an accident and a replacement part, they'd probably use the VIN to determine what parts are required, and I suspect that would mean a standard Comp sports exhaust.

Worth some investigation.

No its not!!!
Marina Bay Blue is!!

Guess what colour I have?
:D:cry:

It looks quite similar, be interesting to see them side by side...!
 
Caporegime
Joined
20 Sep 2006
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28,787
In which case then you should probably declare it in case someone rear-ends you and it's not covered?
Well that's the whole point of me asking, it's more expensive to declare it so I don't see why I should pay more money if it isn't necessary.

It's not like any sites ask for the value of the part.

Think I'm going to speak to Pace Ward and similar insurers and just get like for like added to the policy.
 
Soldato
Joined
8 Nov 2006
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21,707
Location
London
Would my M Performance exhaust and the M Performance steering wheel be classed as modifications for insurance purposes? They were on the car when I bought it from BMW and I think it was spec'd like that when built, or they were added shortly after it was delivered to the dealership.

If it has been added since coming out of the factory, then yes it is a modification. I don't think an MPE is available from factory.

BMW regularly sell modified cars as AUC. Doesn't stop them being mods.
 
Soldato
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17 Feb 2006
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Winchester
Soldato
Joined
27 Feb 2006
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Location
East Sussex
Most cars turn the ICE off once the engine is shutdown then the door opened. Depending on which idrive version you have there might be a setting within it. Have fun and explore...
 
Soldato
Joined
21 Jan 2010
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12,824
Thoughts on this please? Prices have dropped since I last looked into them over Christmas but are they still overpriced?
http://www.autotrader.co.uk/car-details/202204074404819?atmobcid=soc3

Cheaper but too modified? No adaptive suspension
http://www.autotrader.co.uk/car-details/202203233859805?atmobcid=soc3

Another cheaper alternative (no adaptive suspension or HK sound)
http://www.autotrader.co.uk/car-details/202203314139656?atmobcid=soc3
They're worth what you're willing to pay. I wouldn't say the first one is too bonkers.
 
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